Terms of use

THESE TERMS OF USE CONTAIN AN ARBITRATION CLAUSE AND A CLASS ACTION WAIVER CLAUSE. BY USING THIS SITE, YOU ARE ACCEPTING THE TERMS OF USE AND, WHILE YOU MAY STILL PURSUE CLAIMS AGAINST US, WITH A FEW EXCEPTIONS (FOR EXAMPLE, IF YOU SUBMIT A VALID ARBITRATION/CLASS ACTION WAIVER OPT-OUT NOTICE AS DESCRIBED IN SECTION 19.5 BELOW), YOU ARE AGREEING THAT YOU MUST PURSUE YOUR CLAIMS IN A BINDING ARBITRATION PROCEEDING (AND NOT IN A COURT) AND ONLY ON AN INDIVIDUAL (AND NOT A CLASS ACTION) BASIS.

This is the official Terms of Use Agreement ("Agreement") for the RTC.com website, application or other interactive service ("Site,"). "we," "us" or "our"). The Site is owned, operated and/or provided by RTC, LLC ("RTC," "we," "us," or "our").

Terms of Use Agreement Highlights

For your convenience, the following highlights provide a quick summary of our Terms of Use Agreement. Please read the entire Terms of Use Agreement for more detailed information, as the highlights are only intended as a quick summary and not as a full description of what the Terms of Use Agreement provides. If you have questions about this Terms of Use Agreement, please contact us

Terms of Use Agreement Scope; Eligibility; Additional Terms

This Terms of Use Agreement describes your rights and responsibilities relating to the Site that provides an authorized link to this Terms of Use Agreement and is a legally binding agreement between you, on the one hand, and RTC, on the other hand. Additional terms that govern certain products or services (for example, rules of participation in contests and sweepstakes and Site Guidelines) are also applicable if you participate in those products and/or services and are incorporated into these Terms of Use Agreement by reference.

There are age and other eligibility requirements for this Site. This Site is governed by and operated under U.S. law.

Modifications to this Agreement

We may modify this Terms of Use Agreement from time to time. We may post or display notices of material changes on the Site and/or e-mail you or notify you upon login about these changes; the form of such notice is at our discretion. Once we post them on the Site, these changes become effective immediately and if you use the Site after they become effective it will signify your agreement to be bound by the changes.

Rules of Conduct

You agree not to use the Site in prohibited ways.

Shopping

Additional Terms apply to any e-Commerce we make available through the Site.

Postings

You are responsible for any content that you post (or which is posted under your name or username) on or through the Site and make certain representations and warranties regarding any content that you post. You also grant RTC, LLC certain rights to use any such content. We reserve the right to review, monitor, edit and/or screen any content you post and, if we determine that a post does or may violate this Terms of Use Agreement, we may also take other actions such as refusing to allow you to post, revoking your right to use the Site and using other means to enforce the terms of this Terms of Use Agreement.

Deactivation/Termination of Your Registration or Use

You may deactivate your account at any time. We may terminate your use of, and/or registration on, the Site at any time for any or no reason.

Disclaimer and Limitation of Liability

You understand that the Site is made available "as is" and "as available" without any guaranty, representations and warranties. You understand that the Site and RTC, LLC disclaim any and all warranties regarding the Site and are not liable for any loss or damage of any kind relating to the Site or this Agreement. The Site is maintained on servers in the U.S.

Indemnification

You agree to indemnify the Site, RTC, LLC and others as described from claims relating to your breach or violation of this Terms of Use Agreement, your use of the Site or the public posting or other permitted use of your posts.

Governing Law, Jurisdiction, Venue and Jury Trial Waiver

Any claim relating to your use of the Site and this Agreement is subject to exclusive jurisdiction and venue in the state or federal courts in the Borough of Manhattan, New York City, State of New York. New York laws apply.